This account is ideal for adults that would like to start a savings account for a child.  As custodian of the account, only the adult has access to the money until the child (beneficiary) turns 21 years of age. Contact us at 877-FNB-0100 for more information on any of the accounts and current rates.

• No minimum to open account
• No minimum balance until child turns 18; after 18, maintain $100.00 balance to avoid $3.00 service charge
• Interest is compounded daily and paid quarterly on balances of $100.00 or more
• Statements received quarterly; monthly if ACH activity on account
• FREE Internet banking
• FREE First Phone access