Platinum Checking*

Unlock the power of Platinum with a tiered interest checking account. Earn a higher rate of return and enjoy a wide range of benefits including an increased CD rate and a special Money Market account.

• FREE Checks
• Eligible for a Platinum E-Z Access CD
• Discounted rates on loans
• Eligible for a Platinum Money Market Account
• Exclusive customer service phone number & MORE!

*$5,000 average balance in the Platinum checking account, or a combined average balance of $25,000 in checking, savings, money market and/or a CD must be maintained to avoid monthly service fees. Fees may reduce earnings and are also subject to change without notice. Not available for Sole Proprietors and Trading As accounts. 0.15% APR (Annual Percentage Rate) discount on new installment loan rates with auto debit. Can be combined with other promotional offers. Free Specialty Blue checks or selected wallet/duplicate styles at a discount. See Bank for complete details.

Platinum E-Z Access CD**

As a Platinum customer, you are eligible to earn great rates and enjoy a wide range of benefits with the Platinum E-Z Access CD.

• The SECURITY of a federally insured product
• The EARNINGS of a fixed-rate CD product
• The PEACE OF MIND that you have access to your money, when you need it!
  • Four Penalty-Free Withdrawals
  • The FLEXIBILITY of unlimited additional deposits - no minimum

**Platinum Checking required to be eligible to open a Platinum E-Z Access CD. Minimum balance to open a Platinum E-Z Access CD account is $5,000. Minimum balance of $2,500 required to maintain account. Earn up to an additional 0.40% APY (Annual Percentage Yield) over the current base APY on a Platinum E-Z Access CD; 0.05% APY per additional product/service (one per household). Eligible products include:  checking accounts, savings accounts, NetTeller, VISA® Debit Card, FirstCash Line, Elan Credit Card, BillPay, safe deposit box and/or direct deposit. Rate Bonus Example:  base APY is 4.60%; the number of eligible products/services you hold is 8; your bonus would be 0.40% (8 x 0.05%); new APY would be 5.00%. Four penalty-free principal withdrawals allowed per term. Unlimited deposits allowed per term – no minimum deposit amount. Penalty for breaking CD terms. Rate and term subject to change without notice. Cannot be combined with any other offer.

Platinum Money Market***

This account is a combination tiered checking and savings account that earns interest and offers limited transfer or check writing privileges.

• Competitive Tiered Rates
• Unlimited withdraw transactions (when made in person)
• Six pre-authorized transfers per statement cycle

***Platinum Checking required to be eligible to open a Platinum Money Market account. There is a minimum balance requirement to open a Platinum Money Market account and earn interest. A $5 charge for each check over the 3 allowed per statement cycle and/or each transfer in excess of the 6 allowed per statement cycle. Cannot be combined with any other offer. See Bank for complete details.

Contact us at 877-FNB-0100
for current rates